Privacy Policy

Last Updated: April 2, 2026

1. Introduction

At YourClams, we respect your privacy and are committed to protecting your personal and financial information. This Privacy Policy explains how we collect, use, and safeguard your data when you use our portfolio tracking and benchmark comparison tools.

2. Information We Collect

We collect data to provide a functional and personalized experience:

  • Account Information: Name, email address, and password.
  • Portfolio & Performance Data: Any data you manually input or sync regarding asset names, historical performance, and financial advisor information.
  • Usage Data: IP addresses, browser type, and how you interact with our comparison charts (collected via cookies or similar technologies).
  • Third-Party Data: If you use a third-party service to log in (e.g., Google), we receive the profile information permitted by that provider.

3. How We Use Your Information

We use your data strictly for the following:

  • Service Delivery: To calculate your portfolio's performance and display it against chosen benchmarks.
  • Personalization: Saving your dashboard settings and preferred benchmarks.
  • Communication: Sending technical notices, security alerts, and support messages.
  • Aggregated Analytics: We may use anonymized, de-identified, and aggregated data (e.g., "The average user portfolio outperformed the S&P 500 by 2% this month") for market research or marketing. Individual user data is never shared in this process.

4. Data Sharing & Disclosure

We do not sell your personal or financial data to third parties. We only share data in the following limited circumstances:

  • Service Providers: With trusted vendors who help us run our platform (e.g., cloud hosting or database management) under strict confidentiality agreements.
  • Legal Requirements: If required by law, subpoena, or to protect the safety and integrity of our platform.
  • Business Transfers: In the event of a merger or sale, your data would be transferred to the new entity under the same privacy protections.

5. Data Security

We implement industry-standard security measures, including:

  • Encryption: Data is encrypted in transit (SSL/TLS) and at rest.
  • Access Control: Access to your portfolio data is strictly limited to authorized personnel for support purposes only.
  • No Brokerage Access: We do not store your actual brokerage login credentials if you use a secure third-party aggregator (like Plaid); we only receive the read-only data permitted.

6. Your Rights & Choices

Depending on your location, you may have the right to:

  • Access/Export: Request a copy of the data we hold about you.
  • Correction: Update inaccurate portfolio or account info.
  • Deletion: Request that we delete your account and all associated portfolio data ("The Right to be Forgotten").
  • Opt-Out: Unsubscribe from promotional emails at any time via the "Unsubscribe" link.

7. Data Retention

We retain your portfolio data for as long as your account is active. If you delete your account, we will purge your personal data from our active databases within 60 days, except where retention is required for legal or accounting purposes.

8. Changes to This Policy

We may update this policy from time to time. We will notify you of any significant changes by posting the new policy on this page and updating the "Last Updated" date.

9. Contact Us

If you have questions about this Privacy Policy or your data, please contact us via the YourClams contact page.