🌊 Investment benchmarking, made friendly

Is your investment portfolio a pearl, or a barnacle?

Compare your 401(k), brokerage, and other investments against benchmarks in your own risk bracket - no finance degree required.

🐚 Check your clams 📊 Explore live benchmark data

See it in action

Every investment type, benchmarked.

Pick any account below and see how YourClams surfaces whether you're ahead or behind the pack - in seconds.

401(K)

Brokerage

Advisor

🏦 401(K)

Quarterly performance · Moderate risk bracket

Moderate (6)

1Y 3Y 5Y

🐚 Pearl: Your 401(k) is outperforming the moderate benchmark average by +3.88% over the last year.

📈 Brokerage

Quarterly performance · Aggressive risk bracket

Aggressive (8)

1Y 3Y 5Y

🪸 Barnacle: Your brokerage is trailing the aggressive benchmark average by -4.21%

🏛 Advisor Portfolio

Quarterly performance · Conservative risk bracket

Conservative (3)

1Y 3Y 5Y

🐚 Pearl: Your advisor is inline with the conservative benchmark - steady and on course for your goals.

Is your financial advisor overperforming, underperforming, or just average?

The question we all have

You trust your advisor. But how would you know if they're doing a great job?

Your quarterly statement shows a number - but no context. Without a benchmark in the same risk bracket, that number is meaningless. Are you ahead of the pack, or quietly falling behind?

How does your self-managed portfolio compare? Your 401(k)? Your investment club?

Apples to apples

Comparing across risk brackets is like comparing apples to anchors.

A conservative fund returning 5% might be stellar. An aggressive fund returning 5% might be a disaster. YourClams groups benchmarks by investment strategy - so you're always comparing like for like.

How would you know without the ability to benchmark apples-to-apples?

The missing piece

You shouldn't need a finance degree to know if you're on track.

Most portfolio tools show you raw performance. None tell you what that performance means relative to the market you're in. YourClams fills that gap with plain-English verdicts - pearl or barnacle - so you can walk into any advisor meeting with confidence.

What is YourClams?

YourClams is a financial site for casual investors to easily compare the performance of their investment portfolios and financial advisors by benchmarking them against comparable investment portfolios - grouped by risk strategy, not just asset class.

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Early crew

What people are saying

★★★★★

"I've had the same Fidelity 401(k) for 11 years and never once questioned whether it was doing well. YourClams showed me it was trailing the moderate benchmark by nearly 4% a year. That's real money."

👴

Robert M.

Pre-retiree, Fidelity 401(k)

★★★★★

"I set up Betterment three years ago and forgot about it. YourClams told me I was actually doing better than the benchmark - that was genuinely surprising and reassuring."

👩‍💻

Priya K.

Young professional, Betterment IRA

★★★★☆

"The pearl/barnacle thing sounds silly until you're in a meeting with your advisor pointing at the benchmark chart. My advisor actually loved it - said more clients should come in prepared like that."

🧑‍💼

Dave L.

Schwab brokerage account